Small costs add up fast.
01 Your money situation
Your income & savings
What you'll have coming in and what you've already saved
Your monthly expenses
Add every regular cost you'll have after quitting
02 Your financial picture
| Monthly new income | Monthly gap | Runway | Status |
|---|
Track your numbers over time
Save your results, revisit them later, and compare different scenarios as your situation changes.
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Enter honest numbers
Use your actual post-quit expenses. Add every regular cost — the calculator only works if the inputs are real.
Set a realistic new income
If freelancing, be conservative. Use 0 for a full break and let the runway tell the story.
Understand your runway
Runway = how long usable savings last if spending exceeds income. 12+ months is generally safe to make the leap.
Know your break-even
Break-even is the minimum income from any source to stop depleting savings. It's the single most important number.
Housing security matters most
If passive income alone covers rent or mortgage, you have a strong safety net even if new income takes time to build.
Emergency fund is a floor
Money set here is never counted as runway — it's untouchable. Only savings above that amount can be spent down.
⚠️ This tool is for informational purposes only and does not constitute financial advice. Results are based solely on the numbers you enter. Speak with a qualified financial adviser before making major life decisions.
Built for one simple question
This tool was built to answer a simple but important question: can you make a major financial move without putting yourself at risk? It brings income, expenses, and runway into one clear view — so you can make decisions with clarity, not guesswork.
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